Terms and Conditions of Use

1. Service Description

Psychoplastic provides consulting services in financial market psychology and investor behavior analysis, as well as educational training on emotional discipline in trading and strategies for adapting capital to economic volatility. The services are informational and educational in nature.

They do not constitute financial, medical, or religious advice. Psychoplastic is not a medical institution and does not provide services intended for children.

2. Rights and Obligations

Psychoplastic's Obligations:

• Providing educational content and services as per the offered description.
• Maintaining the confidentiality of client information, in accordance with the Privacy Policy.
• Ensuring access to the platform within the limits of technical capabilities.

User's Obligations:

• Using the services for personal, non-commercial purposes and in compliance with applicable legislation.
• Providing correct and updated information upon registration.
• Understanding that individual results may vary and that the services do not guarantee financial gains.

3. Limitation of Liability

Psychoplastic assumes no liability for:

• Investment decisions or financial losses resulting from the application or non-application of the presented information.
• Temporary or permanent technical interruptions of the platform due to reasons beyond our control.
• The content or actions of third parties (including links to external resources).

Services are provided "as is" and "as available," without explicit or implied warranties.

4. Financial Terms and Refunds

For paid services (trainings, consulting):

• Prices are displayed transparently on our website or in the personalized offer.
• The right to a return/refund is regulated by applicable Romanian legislation and may be granted only in justified cases, before the actual start of the service.
• Access to delivered digital content cannot be canceled or returned after download/course commencement.

5. Termination of Use and Modifications

Access Termination: Psychoplastic reserves the right to suspend or terminate a user's access to services in case of violation of these terms.

Modification of Terms: These Terms and Conditions may be updated periodically. The current version will always be published on this page. Continued use of the services after modification constitutes acceptance of the new terms.